Lizard's Spirit

Lizard's Spirit is passive insurance with a long memory. When your health falls below 50%, the charm automatically heals you for 7.5%, on a 9-minute cooldown. The flavor line explains the reptilian logic: "Shed some skin, regenerate some health."

The design is entirely hands-off - no trigger to time, no condition to play around. Its defining number is the cooldown: nine minutes is one of the longest cycles documented on any charm, so the heal arrives roughly once per extended play session segment rather than once per fight. The 7.5% it returns will not turn a losing duel, but it quietly refunds chip damage between encounters and can be the margin in a close second fight.

That profile suits mission runners and explorers who chain encounters back-to-back and value any autonomous sustain, more than duelists looking for combat-relevant healing. It requires Level 17 - a slightly higher gate than most Tier 2 charms - and weighs 1 wt. Its zone and drop or vendor source are not documented in current community documentation.